Banks are owned by stockholders like any corporation, so if it can make money by screwing its customers, it will--and DOES with ridiculous overdraft charges, late fees, scam mortgages, and reduced in-person service.
Credit unions are owned by their member-customers and employees, so taking care of customers is taking care of owners.
We can't seem to stop the government from writing blank check after blank check to the banks that immediately squirrel them away in the Caymen Islands, but we can get even with banks
by taking our money OUT of them and switching to a credit union.
Frankly, if we were serious about saving American jobs at the car companies (or any other industry decimated by outsourcing and executive self-dealing), we would switch them to the credit union business model instead of the dictatorship of incompetent, spoiled trust fund babies of the corporate model.
If you already think that's a good idea, bankerspank.com put together some funny video parodies of the Mac vs. Pc commercials on banks vs. credit unions you can send to your friends to convince them:
You could help them out by searching for their videos on youtube with ''bank vs credit union'' and viewing and voting for them there too.
Then spread it around.
All videos at their website:
